The first point to note is that transferring money out of South Africa is not that simple.

Unfortunately you cannot simply amble into your bank or go online to effect the transfer currency. There are a
number of requirements that must be fulfilled depending upon your reason for transferring money out of South Africa.

• Appropriate tax clearance must be obtained.
• Declarations of adherence to allowances.
• Appropriate audit trail of money remitted to South Africa that is to be repatriated.
• Invoices.
• Reserve Bank clearance.

Clearance for transfers out of South Africa can only be obtained by an authorised dealer of the Reserve Bank. So it is therefore very unlikely that any foreign based currency company would be able to facilitate any money transfers out of South Africa.

The choice, that therefore remains for transferring your money out of South Africa, is between South African banks and South African based currency companies.

Transferring Money out via a South African Bank

South Africans are fast realising that currency companies offer a service that is far superior to most banks. Below we provide you with just some of the benefits of using Incompass for transferring money out of South Africa:

• Incompass do not impose any administration fees meaning a saving of between R300 and R500 per transaction (subject to a minimum ZAR 50,000 transfer).
• We are able to obtain a better rate by bulking transactions rather than treating every transaction as an individual one. This can mean up to 4.5% more currency for your money, for example on a transfer of 4 million rand this would mean an additional ₤17,000.
• As we specialise in currencies you get to speak to the expert straight away. Meaning great advice and personalised service with no waiting.
• No concerns over obtaining tax clearances or understanding the myriad of exchange control regulations – we take care of all that for you.
• We open up your own cash account with our authorised dealer to aid ease of transfer and save on costs.

Summary

Incompass provide excellent rates, no administration fees and a first class comprehensive service for transferring your money out of South Africa. Registration is free of charge and non obligatory.

To find out more about how we can help you with transferring money out of South Africa call us on any of the numbers below or send us an e-mail.

Ph: Cape Town +27 (0) 21 424 2936
Ph: Johannesburg +27 (0) 11 234 4275

The first point to note is that transferring money out of South Africa is not that simple.

Unfortunately you cannot simply amble into your bank or go online to effect the transfer currency, there are a number of requirements that must be fulfilled depending upon your reason for transferring money out of South Africa.

• Appropriate tax clearance must be obtained
• Declarations of adherence to allowances
• Audit trail of money remitted to South Africa that is to be repatriated
• Invoices
• Reserve Bank clearance

Clearance for transfers out of South Africa can only be obtained by an authorised dealer of the Reserve Bank, so it is unlikely that any foreign based currency company would be able to facilitate any money transfers out of South Africa.

The choice that therefore remains is between South African banks and South African based currency companies.

Transferring Money out via a South African Bank

South Africans are fast realising that currency companies offer a service that is far superior to most banks:

• Incompass do not impose any administration fees meaning a saving of between R300 and R500 per transaction
• We are able to obtain a better rate by bulking transactions rather than treating every transaction as an individual one. This can mean up to 4.5% more currency for your money, for example on a transfer of 4 million rand this would mean an additional ₤17,000.
• As we specialise in currencies you get to speak to the expert straight away. Meaning great advice and personalised service with no waiting.
• No concerns over obtaining tax clearances or understanding the myriad of exchange control regulations – we take care of all that for you.

Summary

Incompass provide excellent rates, no administration fees, first call service and a full service for transferring your money out of South Africa. Registration is free of charge and non obligatory.

Contact us here

I must say dealing with your company is seamless and a  great example of top service.

Mike

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Hello Kirsteen

I really cannot thank you enough for the very professional and slick service that you have provided me. It has been a pleasure to go through this process with you. I will definitely be making use of your services once again and will also recommend you to my friends.

I can confirm that the funds were received in my UK bank account.

Thank you so much for your assistance.

I hope that you have a pleasant rest of day.

Kind regards
Derek

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Many thanks. That was exceptionally fast. Neil and I have been very impressed with the quality of customer service we receive from you. Thank you.

Jacqui

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Qaunita,

I just wanted to say thank you for such a quick response to my request. You handled the query at the “speed of lightning!”

Much impressed!

Colin Craig.

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Morning Kirsteen & All Incompass Staff

Just wanted to say a huge thank you to you all for the assistance I received with my transaction.

It was made so much easier with all the guidance and support you gave me and I am very

grateful …it means a lot to me.

Thanking you

Kindest regards

Sandra

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Dear Stacey & Fiona

Just wanted to email and say thank you very much for all your help and assistance with the above transfer. The monies were received as anticipated yesterday.

Many thanks again and will definitely recommend your services to others.

Take care and all the best.
Angie

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Dear Fiona

The service I received from your company has been exceptional.

Thank you for offering to go the extra mile in support of my mothers needs.

I am most impressed and hope your directors are aware of the brilliant customer service you deliver and the professional image you all portray. I will certainly be twittering and mentioning it on face book to all my friends.

Kind regards
Olivia

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Hi Fiona / Stacey,

I received the proceeds into my UAE bank account earlier today, and I am very pleased with the rate which you secured for me.

May I just say how professional, friendly and efficient your service has been. And if you are ever in Dubai let me know and I’ll shout you a drink!!!

Thank you both very much.

Brgds,
Gareth.

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Hi Fiona

I got the confirmation from Stacey, thanks for all the help in getting the transfer through!

Best,
Michael

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Dear Stacey

I need to thank you guys at Incompass for a wonderful service you guys are great I love you all. My people in the Philippines has just sent me an email that they recieved the money in their accounts today. Thank you so much once again. I will from now onwards always use your services because it was a very smooth transaction. Thank you! thank you! thank you!!!

Kind regards

Alec de Jongh

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Hi Fiona,

I recently returned from my trip and just want to say thank you very much for all the help. It was a pleasure being assisted by you and I’ll be sure to use Incompass again in the future.
All the best,

Nicholas

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Hi Fiona,

The transfers have gone through.

I would like to express my sincere gratitude to you and your staff for all the assistance that you have given me throughout the process – your professionalism and support has been tremendous !!

Once again – thank you very much.
Yours Sincerely.

Greg den Mulder

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Hi Fiona,

You won’t believe me, but the money is already in my account!

Thank you for a great service, we’ll definitely use Incompass again.

Kind regards,

Marina

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Hi Stacey!

The funds have indeed been received. Thank you very much for your excellent service!

(I trust that the commissions shall be paid by/after 15 February, is that correct?)

Have a great day!!

Kind regards,

Hoffie

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Morning Stacey,

Just to let you know that my funds have arrived and would like to take this opportunity to thank all who have assisted me and the service I received has been exceptional in all fields and cannot find fault with any of your processes.

Thanks

Regards,

Dave

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Paul and Kirsteen, just a quick note to let you know that our transfer came through yesterday.

Thank-you very much for your professional and prompt service, it was a real pleasure dealing with both of you.

I will definitely use your services in the future and recommend your company to others.

Regards,

Paul

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Dear Paul,

I am impressed and feel well supported by your company. I am very glad my son suggested that I go this route!

I saw Fiona very briefly beginning of October and know at least where you are situated. It all helps to have a face to a name.

I am keen to get the best rate possible but I am very aware of the financial ‘mess’ Greece is in and the impact that it has on the global financial situation. This still is not answering your question of what rate I am hoping for…

Paul, I would love it to go below 12. I know I have time till the end of the year.

Once more thank you for keeping me posted!

Erma

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Hi Nick,

I just wanted to let you know how pleased I am with the service that I get from Stacey with regards to the management of my Investec Account. I have been able to count on her 100% for every transfer of funds required, and this has been particularly helpful at the moment with many payments being needed.

Thank you for suggesting the account in the first place, and a big thank you for sending Stacey my way!!! She is brilliant.

Kind regards,

Michèle

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Dear Cheryl & Kirsteen,

I would like to extend a warm heart filled with thanks for the smooth way you guys do business.

You guys take the stress and worry completely out of the equation, which is almost unheard of these days.

I would whole heartedly recommend Incompass to anyone who would need such a service.

I would just like to say how good it feels to get such a lot in such a short time done. It wouldn’t be possible without the team at Incompass!! Your help is much appreciated.

Kind Regards,

Neil

South Africa has many thousands of temporary residents and it’s important to understand what repercussions, if any, this may have on your ability to transfer funds out of South Africa, as well as the obligations that you have under exchange control.

Definition of a temporary resident

A temporary resident is a foreign national, a person from a country outside the CMA, who has taken up temporary residence in South Africa, excluding persons that are purely on temporary visits.

Rules upon arrival – what you need to do

• A declaration must be made as to any foreign assets owned and confirming that such assets will not be placed at the disposal of any 3^rd party South African permanent resident.
• Proof must be provided to an authorised dealer of the temporary residence.

Concessions

• Existing foreign assets – foreign nationals with foreign assets, providing they have completed the required declaration and undertaking, are allowed to dispose or otherwise invest their foreign assets, including foreign cash funds held by them, subsequent accruals and income without interference from the Financial Surveillance Department.
• Repatriation – authorised dealers may permit foreign nationals to transfer abroad funds they accumulated during their stay in South Africa, provided the individual can substantiate the source of the funds and that the value is reasonable in relation to their income in South Africa.

How Incompass can help?

• Whether you are transferring funds into South Africa or out of South Africa, Incompass can guide you through the complex myriad of rules and regulations.
• All of our transactions are processed through local banks, that are approved authorised dealers by the South African Reserve Bank. In addition we are an FSCA (Financial Sector Conduct Authority) registered company holding all appropriate licences. Our money transfers, in and out of South Africa, are done in strict accordance with money laundering regulations and exchange control regulations and all our transactions are audited in terms of our licence and banking requirements.
• Our transfer rates are market leading and there are no hidden charges such as service or admin fees.
• We are ISO 9001 and 27001 accredited.

Next Steps

If you are a temporary resident in South Africa and have a need to transfer money either in or out of South Africa, why not contact one of our expert team members. Our advice is free of charge and non obligatory, we save you money and provide you with the full knowledge of how best to transfer your money.

To find out more about how we can help temporary residents transferring money out of South Africa call us on any of the numbers below or send us an e-mail.

Ph: Cape Town +27 (0) 21 424 2936
Ph: Johannesburg +27 (0) 11 234 4275

If you are purchasing the holiday home of your dreams, or immigrating to South Africa and buying a property to live in, you will probably need to transfer money to South Africa.

Assisting immigrants since 2003, Incompass is able to offer a bespoke service to clients who need to transfer money to South Africa for purchasing property.

As you would expect from a premier currency exchange company you will enjoy benefits such as:

• NO administration fees (ZAR 50,000 plus transfers)
• The VERY BEST exchange rates.
• EXPERT advice and guidance.
• DISCERNING service.
• SAFE AND SECURE trading.
• FULLY SARS and exchange control compliant.
• ISO 9001 and 27001 accredited.

But, in addition to this there are some further benefits you may not be aware of that are unique to Incompass:

Why choose Incompass for your money transfer to South Africa for property purchase?

• Banking – many of our overseas clients purchasing property have yet to formalise their banking arrangements in South Africa, for those who have it is often a simple current account. Incompass is able to open up high interest private style banking for its clients prior to their arrival in the South Africa. This provides numerous benefits that include:
  • High Interest rates – Having a secure high interest bearing account to which you can transfer you money to. Many house buyers transfer their purchase money to an attorneys trust account which offers poor interest rates and no access.
  • We are able to provide you with bank guarantees – when purchasing a property in South Africa it is common that you will have to provide a bank guarantee that the funds are available.
  • Private style banking – you are provided with your own personal consultant who can be instructed to pay on your behalf deposits, bills and even standing orders and direct debits. Allowing you to effectively run your account via your personal consultant for any outgoings you may have to pay.
• Declaration of Assets – an often overlooked but a vital part of the process for transferring money into South Africa. A failure to correctly declare your assets can result in unnecessary taxation and difficulties in repatriating funds.
• Compliance with the South African Reserve Bank regulations – South Africa operates a system of exchange control that effectively regulates the flow of all money in and out of South Africa. There is a common misconception that whatever money is brought into South Africa can automatically be taken out – this is not the case. It is essential that any currency transfers into South Africa are done in accordance with the appropriate rules and regulations and a failure to do so will cause issues later on if you wish to repatriate your introduced currency. It is highly unlikely that banks or currency companies based abroad are aware of these regulations.
• All of our transactions are processed through local banks, that are approved authorised dealers by the South African Reserve Bank. In addition we are an FSCA (Financial Sector Conduct Authority) registered company holding all appropriate licences. Our money transfers, in and out of South Africa, are done in strict accordance with money laundering regulations and exchange control regulations and all our transactions are audited in terms of our licence and banking requirements.

Next Steps

If you are purchasing property in South Africa and have a need to transfer money, why not contact someone from our expert team? Our advice is free and non obligatory, we save you money and provide you with the full knowledge of how best to transfer your funds to South Africa for your property purchase.

To find out more about how we can help you money transfer to South Africa for property purchase give us a call on any of the numbers below or send us an e-mail.

Ph: Cape Town +27 (0) 21 424 2936
Ph: Johannesburg +27 (0) 11 234 4275

In excess of one hundred thousand immigrants arrive in South Africa each year and many of these immigrants have a need to transfer money back to their home country or another overseas jurisdiction. Below we look at the impact of the exchange control regulations on South African Immigrants making money transfers out of South Africa.

Definition of an Immigrant

For the purposes of foreign exchange an immigrant is classified as “a natural person who has immigrated from countries other than Lesotho, Namibia and Swaziland with the firm intention of taking up or having taken up permanent residence in the Republic”.

Rules upon arrival

• A declaration must be made as to any foreign assets owned and confirming that such assets will not be placed at the disposal of any 3^rd party South African permanent resident.
• Proof must be provided to an authorised dealer of the residency and they will be regarded as immigrants from the date of entry into South Africa.
• Where South Africans have been abroad for a period of more than 5 years they will be treated the same as immigrants, provided they formally emigrated when they left South Africa.

Concessions

• Existing foreign assets – Immigrants with foreign assets, providing they have completed the required declaration and undertaking, are allowed to dispose or otherwise invest their foreign assets, including foreign cash funds held by them, subsequent accruals and income without interference from the Financial Surveillance Department.
• Repatriation of Money transferred into South Africa within 5 years of immigration – as long as it is within a 5 year time period (of the immigration). individuals are allowed to repatriate all own assets introduced during this period. It must be proven that the assets were introduced from abroad and not financed with local assistance and that such transfers are not financed out of local financial assistance.
• Transfer of money out over and above the amount introduced within 5 years – individuals are able to transfer abroad their remaining South African assets, over and above assets introduced from abroad, provided that they are able to prove they are leaving South Africa permanently. Furthermore it must be proven that the assets to be transferred are reasonable in relation to the growth resulting from such individual’s business/employment activities and/or are market related. Such transfers may also not be financed out of local financial assistance.
• Repatriation of Funds after 5 years of immigration – After 5 years immigrants will be regarded, on departure, as normal emigrants from South Africa and will only qualify for the prescribed emigration facilities, except for immigrants who immigrated to South Africa on or after 13^th March 1995, who will also qualify to repatriate all own assets previously introduced/imported.
• Other concession are also available – where commitment was made prior to arrival in South Africa and all necessary undertakings have been signed:
  • Foreign currency life insurance policies.
  • Contributions to pensions.
  • Contributions to medical aid funds.
  • Loans that can not be paid for from funds abroad and whereby the loan was specifically to finance the immigration to South Africa.
  • Tax bills where funds are not available abroad.

All of our transactions are processed through local banks, that are approved authorised dealers by the South African Reserve Bank. In addition we are an FSCA (Financial Sector Conduct Authority) registered company holding all appropriate licences. Our money transfers, in and out of South Africa, are done in strict accordance with money laundering regulations and exchange control regulations and all our transactions are audited in terms of our licence and banking requirements.

Next Steps

If you are immigrating to South Africa, or are an immigrant in South Africa and have a need to transfer money either in or out, why not contact one of our expert team members. Our advice is free of charge and non obligatory, we save you money and provide you with the full knowledge of how best to transfer your money.

Calk us on + 27 (0) 21 424 2936 or request a call back here.

Although not unique to South Africa very few countries now operate a system of control (exchange control regulations) over money movement in and out of the country (currency exchange).

South Africa Exchange Control regulations ‘control’ the flow of money both in and out of South Africa. They effect every transaction, no matter what amount of rand gets transferred and who the sender or recipient of the money is.

The Reserve Bank of South Africa controls and oversees all capital in – and outflows. The Reserve Bank designates power to authorised dealers (banks) who oversee and regulate the market on their behalf.

Currency trading companies, such as ourselves, will trade via these authorised dealers, but due to the effect of bulking transfers, are able to offer better rates and do not have to charge money transfer service fees.

Key points of the South Africa exchange control regulations

• It is applicable to all transactions no matter the size.
• No resident may effect a transfer without prior approval.
• No company or legal entity may effect a transfer without prior approval.
• Only authorised dealers are allowed to effect a currency transfer.
• Outward payments may only be made for permissible reasons and under conditions that are approved by the authorised dealers on behalf of the Reserve Bank.
• All payments made to foreign parties must be reported to the Reserve Bank.
• There are set amounts for personal transfers in the form of allowances that must be adhered to.

How do exchange control regulations effect me?

For individuals the South African exchange control regulations dictates how much and under what circumstances you may transfer money out of South Africa. It should be noted that the exchange control regulations apply to South African residents, not citizens or permanent residence holders. Therefore if you are considered a resident for exchange control purposes, they are applicable to you. Residency is defined in a number of different ways and expert opinion as to your circumstances should be sought from a company such as ours.

Permissible reasons for transfers abroad include:

• Monetary gifts and loans.
• Donations to missionaries.
• Maintenance transfers.
• Travel allowance.
• Study allowance.
• R 1 million foreign capital allowance.
• R10 million individual capital allowance.

For companies any payments that needs to be made to a foreign party is covered by the regulations. Similar in effect to personal transfers abroad companies are required to justify why they need to remit money to a foreign party and seek approval form the Reserve Bank or where empowered the authorised dealer. Exchange control regulations cover all payments and investments abroad made by a company, and loans made by overseas investors to a South African resident.

Summary

Exchange control regulations are in-depth and complex, you can read them in full here. They change constantly and compliance is essential. Let Incompass be your guide through the maze of exchange control regulations by calling us + (27) 21 424 2936 or emailing us here.

If you are a business with a need to transfer money in or out of South Africa you will already be aware of the complexity of the exchange control regulations, the inconvenience of the processes and the paperwork requirements. Whether you are making an international payment or receipt Incompass Merchant West can assist.

Of course, as a business, you are seeking a first class service for your money transfer needs, but importantly, competitive fees and the very best of foreign exchange rates.

Our business client’s benefit from:

• NO administration fees (in excess of ZAR50,000 transfers).
• The VERY BEST exchange rates.
• ALL exchange control approval.
• EXPERT advice and guidance.
• DISCERNING service.
• SAFE AND SECURE trading.
• ONSITE support – we are happy to come to you.

Incompass recognise your companies currency requirements

At Incompass we realize how essential it is for companies to have access to expert currency advice. Hours spent compiling applications, understanding the rules and allowances and watching rates – means hours spent away from running your business.

Our money transfer service for businesses sees us placed as an integral part of your operations. We view ourselves as your privileged partner in taking care of all your money transfer needs.

We offer tailored solutions to each of our corporate clients needs by getting to understand your business and your currency requirements thoroughly.

About our business services for money transfers to and out of South Africa

All of our transactions are processed through local banks, that are approved authorised dealers by the South African Reserve Bank. In addition we are an FSCA (Financial Sector Conduct Authority) registered company holding all appropriate licences. Our money transfers, in and out of South Africa, are done in strict accordance with money laundering regulations and exchange control regulations and all our transactions are audited in terms of our licence and banking requirements.

We are both ISO 9001 and 27001 accredited meaning when you select Incompass for your money transfer needs you are dealing with a company that takes service and security very seriously and is audited each year to an international set of standards.

Why not try us for your businesses money transfer requirements?

So why not consider an alternative to your current process and see how we can add value, expertise and save you money by contacting our corporate team for a free and non obligatory meeting.

Telephone

• 021 424 2936 (office)
• 0823 257028 (after hours)

E-mail Us

South Africa operates a system of exchange control over the flow of money into and out of South Africa. For every money transfer that is effected exchange control plays a role. Below we look at some of the processes and parties invovled in how foreign exchange control works.

Parties

• The Reserve Bank of South Africa – Is empowered by the presidency in terms of overseeing and regulating certain matters that directly or indirectly relate to or affect or have any bearing upon currency, banking or exchanges
• Authorised dealers – Their function is to assist the Financial Surveillance Department in administering exchange control. All applications to the Financial Surveillance Department have to be made through an authorised dealer. In other words: all currency transactions must go through authorised dealers, however and importantly you do not have to trade your currency through them.
• Currency Companies – Currency companies, such as Incompass, work with authorised dealers. They are able to get better rates and do not charge administration fees through a process of bulking. In practise this means that due to the large amount of trades that we transact we are able to provide more competitive rates of exchange as well as expertise due to specialising.

Process

• Role of Incompass – as a currency company we deal with you the client, our remit is to provide you with the best advice, most competitive exchange rates and deal with issues such as the below, free of charge.
• Compliance – aside from the normal obligations to money laundering regulations, currency transfers need to be effected in accordance with the relevant Exchange Control legislation. There are different rules governing the transfer of money into South Africa and the transferring of money out of South Africa. Which rules and regulations are applicable to you depends on your residency status. In short, a failure to comply with these rules can result in taxation issues and problems with the repatriation of funds. It is imperative that a currency company with full knowledge of Exchange Control regulations is used and it is unlikely that experts outside of South Africa will have this knowledge.
• Money transferred to South Africa – both, South African based companies and ones based abroad, can effect a transfer to South Africa. There is little doubt that either option will be more cost effective than utilising a bank for your transfer and that the exchange rate received will be better. However, with currency companies abroad there is often a lack of knowledge around compliance issues with exchange control and often the all important paper trail is not fully understood. In addition, in most cases there is no knowledge regarding the declaration of incoming funds and assets. It is essential when transferring money into South Africa that both of these elements are dealt with properly to avoid taxation and repatriation issues.
• Repatriating funds introduced – firstly to dispel a myth often boasted on websites and by those ignorant of Exchange Control regulations – it is not the case that all money transferred into South Africa can be repatriated. But it is also not true that funds that were introduced to South Africa can never be transferred back again. To repatriate funds, clearance must be obtained from the authorised dealer (and possibly the Reserve Bank). Repatriation depends on a number of criteria that includes but is not limited to:
  • Why, when and how the funds were transferred to South Africa;
  • Residency status;
  • How long you have been in South Africa;
  • Tax status.

In the instance of repatriating funds it is highly unlikely that any currency company that is not based in South Africa will be able to assist you.

All of our transactions are processed through local banks, that are approved authorised dealers by the South African Reserve Bank. In addition we are an FSCA (Financial Sector Conduct Authority) registered company holding all appropriate licences. Our money transfers, in and out of South Africa, are done in strict accordance with money laundering regulations and exchange control regulations and all our transactions are audited in terms of our licence and banking requirements.

Next Steps

If you have a need to transfer money either in or out of South Africa, why not contact one of our expert team. Our advice is free of charge and non obligatory. We save you money and provide you with the full knowledge of how best to transfer your money.

Incompass Financial Solutions is a registered South African financial services provider. Since its inception in 2003, clients have benefited from a personal level of service not normally associated within its industry sector. Our reputation is proven by our links to many leading investment houses, estate agencies, accountants and attorneys who partner with us as well as our affiliate network.

We have the ability to offer well researched and value added services due to our independent status. We are not owned or tied to any one particular supplier, so we can source solutions that are best suited to each of our clients individual needs.

We offer a range of services to our clients that include:

• Currency transfers.
• Private Banking for cash investments.

Apart from providing services to a number of individuals and businesses, we are widely regarded as the leading money transfer company for:

• Prospective immigrants to and from South Africa.
• Individuals and Businesses with the need to transfer money in and out of South Africa.
• Advice and processes relating to the South African Foreign Exchange Regulations.
• Independent IFA’s and investment houses.

Our focus has always been on the international flow of money and the unique issues this brings. Our dedication to giving both imaginative and far reaching money exchange services, has seen us become one of South Africa’s premier money transfer companies and the only independent one offering the reassurance of being ISO 9001 and 27001 certified.

What you gain by using Incompass Financial Solutions:

• NO service fees levied on your currency transfers
• EXCELLENT Exchange rates
• FREE Tax clearances
• EXPERTISE on foreign exchange controls
• SAFE AND SECURE trading backed up our certification for ISO 27001
• FULLY SARS and Reserve Bank complaint
• SUPERIOR client service proven by being ISO 9001 accredited

Summary

In the current financial services market dramatic continuous change is the norm. Providing value added services is no longer about applying traditional solutions to new challenges. Our foreign exchange service recognises the need to be innovative, service driven and providing much more than a simple transfer facility.

We are pleased to offer professional, efficient and cost-effective currency exchange or forex transfer service to individuals and corporations needing to buy or sell currency on an international level. With years of experience and a dedicated team, let us take the worry out of your currency transaction. Foreign exchange transfers have never been this easy.